Terms of Service

Welcome to EPAYHUB (hereinafter referred to as "the Platform," "we," "us," or "our"). By accessing or using the Platform, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Platform. These Terms govern your access to and use of the Platform, including any content, functionality, and services offered on or through the Platform. Your use of the Platform constitutes your acceptance of these Terms and your agreement to comply with all applicable laws and regulations. These Terms are designed to ensure a clear understanding of the rights, responsibilities, and limitations associated with using the Platform, and they apply to all users, visitors, and anyone who interacts with the Platform in any capacity.
1. Acceptance of Terms
By using the Platform, you acknowledge that you have read, understood, and agree to these Terms, as well as our Privacy Policy and any other guidelines, rules, or policies that may be published on the Platform from time to time. These Terms constitute a legally binding agreement between you and EPAYHUB. If you are using the Platform on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms. Your continued use of the Platform signifies your ongoing acceptance of these Terms and any updates or modifications thereto. It is your responsibility to review these Terms periodically to ensure that you are aware of any changes, as your continued use of the Platform after any modifications indicates your acceptance of the revised Terms. Failure to comply with these Terms may result in the suspension or termination of your access to the Platform.

2. Platform mode
The Platform is currently in a testing phase, during this phase, the Platform is not fully operational, and all features, services, and functionalities are experimental and subject to change, interruption, or termination without prior notice. By using the Platform, you acknowledge and accept that it is in Testing Mode and may contain errors, bugs, or other issues that could affect its performance, availability, or security. We make no guarantees regarding the stability, reliability, or functionality of the Platform during Testing Mode. You agree that your use of the Platform during this phase is at your own risk. The Testing Mode is intended to allow us to identify and resolve potential issues before the Platform is fully launched, and your feedback may be used to improve the Platform. However, we do not guarantee that any specific issues will be resolved or that the Platform will meet your expectations during this phase.
3. Virtual Funds
All funds, cryptocurrencies, and other assets on the Platform are virtual and for testing purposes only. These virtual funds and assets have no real-world value and cannot be exchanged, redeemed, or converted into fiat currency, cryptocurrencies, or any other form of real-world value. You acknowledge and agree that any transactions, balances, or activities on the Platform are purely simulated and do not represent real financial transactions. The Platform is not a financial institution, and no real money or assets are involved in any transactions conducted on the Platform. Any representation of value on the Platform is fictional and intended solely for testing and educational purposes. You understand and agree that the virtual funds and assets on the Platform are not backed by any real-world assets or financial instruments, and they cannot be used outside of the Platform for any purpose. The Platform does not facilitate, support, or endorse any real-world financial transactions or activities.
4. Fiat Payments
The Platform may offer simulated card payment functionalities as part of its Testing Mode. These card payment features are purely for testing and demonstration purposes and do not involve real financial transactions. Any card payments processed through the Platform are virtual and do not result in the transfer of real funds. You acknowledge and agree that the card payment system is experimental and may not function as intended. We do not guarantee the availability, accuracy, or reliability of the card payment features, and they may be modified, suspended, or discontinued at any time without notice. By using the card payment functionalities, you understand that no real money will be charged to your card, and no real funds will be transferred to or from your account. The card payment system is not connected to any real-world financial institutions or payment processors, and all transactions are simulated. You agree that EPAYHUB is not responsible for any errors, interruptions, or issues related to the card payment system, and you use these features at your own risk.
5. Privacy Policy
Your use of the Platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Platform, you consent to the collection, processing, and storage of your information as described in the Privacy Policy. We are committed to protecting your privacy and handling your data in accordance with applicable data protection laws. However, you acknowledge that the Platform is in Testing Mode, and we cannot guarantee the security or confidentiality of any information you provide during this phase. You agree that EPAYHUB is not liable for any unauthorized access, disclosure, or loss of your information while using the Platform. For more details on how we handle your data, please refer to our Privacy Policy available at [Insert Link to Privacy Policy].
6. No Liability
To the fullest extent permitted by law, EPAYHUB and its affiliates, directors, officers, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, data, or use; interruptions, errors, or delays in the Platform's operation; unauthorized access to or alteration of your data; or any other damages arising from your use of or inability to use the Platform. You agree that your use of the Platform is at your sole risk. The Platform is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Platform will be error-free, secure, or uninterrupted, or that any defects will be corrected. In no event shall EPAYHUB be liable for any damages whatsoever, whether based on contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with your use of the Platform. This limitation of liability applies to all claims, whether based on warranty, contract, tort, or any other legal theory, even if EPAYHUB has been advised of the possibility of such damages.
7. No Financial or Legal Advice
The Platform does not provide financial, legal, or tax advice. Any information provided on the Platform is for informational purposes only and should not be construed as professional advice. You are solely responsible for your decisions and actions while using the Platform. We recommend that you consult with a qualified professional before making any financial, legal, or tax-related decisions. The Platform is not responsible for any losses or damages resulting from your reliance on information provided on the Platform or your use of the Platform in connection with real-world financial activities. The content on the Platform is provided for general informational purposes only and should not be relied upon as the sole basis for making decisions. You acknowledge that any reliance on the information provided on the Platform is at your own risk, and you agree to seek independent advice before taking any action based on such information.
8. User Responsibilities
By using the Platform, you agree to use it only for lawful purposes and in accordance with these Terms. You are solely responsible for your conduct and any content you submit, post, or display on the Platform. You agree not to engage in any activity that could harm, disrupt, or interfere with the Platform or its users, including but not limited to hacking, phishing, or distributing malware. You further agree not to attempt to exploit the Platform for real-world financial gain or to use the Platform in violation of any applicable laws or regulations. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. You acknowledge that EPAYHUB is not responsible for any loss or damage arising from your failure to comply with these obligations. You also agree not to use the Platform to engage in any fraudulent, illegal, or unethical activities, and you acknowledge that any such activities may result in the immediate termination of your access to the Platform.
9. Termination
We reserve the right to suspend, terminate, or restrict your access to the Platform at any time, for any reason, without prior notice or liability. This includes but is not limited to instances where we believe you have violated these Terms, engaged in fraudulent or illegal activities, or otherwise misused the Platform. You may also stop using the Platform at any time. Upon termination, your right to use the Platform will immediately cease, and any virtual funds or assets associated with your account may be deleted. We are not obligated to provide you with a copy of any data or information associated with your account after termination. You acknowledge that EPAYHUB has no obligation to retain any data or information related to your use of the Platform after termination, and you agree that we may delete such data or information at any time without notice. Termination of your access to the Platform does not relieve you of any obligations or liabilities incurred prior to termination.
10. Changes to Terms
We reserve the right to modify or update these Terms at any time, in our sole discretion. Any changes will be effective immediately upon posting on the Platform. Your continued use of the Platform after such changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically to stay informed of any updates. If you do not agree to the revised Terms, you must stop using the Platform. We may, but are not obligated to, notify you of significant changes to these Terms via email or other means. You acknowledge that it is your responsibility to monitor changes to these Terms, and your continued use of the Platform after any changes indicates your acceptance of the revised Terms. Failure to review the Terms periodically does not exempt you from being bound by any modifications.
11. Contact Information
If you have any questions or concerns about these Terms, please contact us at [Insert Contact Information]. We will make reasonable efforts to address your concerns in a timely manner. However, we are not obligated to provide ongoing support or assistance for the Platform, especially during the Testing Mode phase. Your use of the Platform is entirely at your own risk, and we encourage you to exercise caution and diligence when using the Platform. You acknowledge that EPAYHUB may not be able to respond to all inquiries or provide immediate assistance, and you agree that any delays in responding to your inquiries do not constitute a breach of these Terms. We reserve the right to modify or discontinue any support services at any time without notice.
Acknowledgment
By using the Platform, you acknowledge that you have read, understood, and agree to these Terms of Service. You also acknowledge that the Platform is in Testing Mode, all funds are virtual, and EPAYHUB is not liable for any damages or losses arising from your use of the Platform. You further acknowledge that the Platform is not a financial service, and no real-world financial transactions are conducted on the Platform. Your use of the Platform is solely for testing, educational, or informational purposes. You understand and agree that the Platform is provided without any warranties or guarantees, and you assume all risks associated with its use. Your continued use of the Platform indicates your acceptance of these Terms and your agreement to be bound by them.